Open finance for institutional assets
Kairo brings treasuries, private credit and structured products out of closed systems — so anyone with a wallet can earn, borrow and build on institutional-grade yield.
Treasuries to private credit
From AAA CLOs and structured receivables to market-neutral strategies — diversified, transparent and redeemable on-chain.
Institutional-grade yield
from real-world assets
Deposit, earn, redeem
Deposit stablecoins
Deposit USDC, USDT or kUSD into any vault and receive a vault token representing your share.
Earn yield
The vault token's value grows as the underlying assets generate returns — no claiming needed.
Redeem anytime
Request redemption whenever you want. Funds settle back to your wallet in stablecoins.
Do more with your assets
Vault tokens are fully composable. Loop, borrow, lend or trade yield — all in a single click.
Loop
Lever up to 6.5x on vault yield in one transaction. Unwind with a single redemption.
Powered by Kairo MarketsBorrow
Take stablecoin loans against your vault tokens. Keep earning, repay anytime.
Powered by Kairo MarketsLend
Supply kUSD to borrowers and earn variable interest, subject to market liquidity.
Powered by Kairo MarketsYield trading
Lock a fixed rate, go long on yield, or sell future yield upfront for cash today.
Powered by Kairo YieldBuilt for the rails institutions already trust
Regulated by design
KYC-gated issuance, transfer restrictions and on-chain audit trails built into every asset.
Proof of reserves
Daily NAV attestations and independent custody reports, verifiable on-chain by anyone.
DeFi-native
Every vault token is a Solana SPL token that plugs into lending, leverage and yield markets.
Issue, distribute and manage RWAs
Issuance
Tokenize funds, credit and receivables with programmable compliance in weeks, not months.
Distribution
Tap into on-chain capital on Solana.
Management
Automated NAV, investor reporting, distributions and redemptions in one dashboard.
Questions, answered
What is Kairo?
Kairo is an open-finance platform that brings institutional assets — treasuries, CLOs, private credit and receivables — on-chain as composable vault tokens anyone can hold.
Where does the yield come from?
Yield comes from the underlying real-world assets: interest on T-bills, coupons on CLO tranches, and fees on trade-finance receivables. It's passed through to holders via a rising vault-token price.
How fast can I redeem?
Most vaults offer daily or weekly liquidity. Each vault shows its redemption window before you deposit.
What is KRO?
KRO is Kairo's native token, launching as an SPL token on Solana. It is used for staking, governance and fee discounts.
Is Kairo available in my country?
Kairo is not available to residents of restricted jurisdictions. Check our geographic restrictions in the docs before depositing.
Open finance, together.
Issue, distribute and manage real-world assets with the Kairo team.
Earn real-world yield
Deposit stablecoins into curated RWA vaults. Every position is tokenized, transparent and redeemable.
My portfolio
Stake KRO
Stake KRO to help secure the Kairo network, vote on governance and earn staking rewards.
Unbonding period
Unstaked KRO is released after a 7-day cooldown.
Rewards
Rewards accrue every block and can be claimed or auto-compounded.
kUSD
A fully-backed dollar stablecoin, redeemable 1:1 for USDC, and the base asset across every Kairo vault and market.
Bring your assets on-chain
Kairo Forge gives asset managers end-to-end infrastructure to tokenize, distribute and service real-world assets.
Structure
We help define the legal wrapper, investor eligibility and on-chain compliance rules.
Tokenize
Deploy your asset as a permissioned SPL token vault on Solana with automated NAV oracles.
Distribute
List on Kairo Vaults and integrate with lending, looping and yield markets on day one.
Making institutional finance open to everyone
For decades the best-yielding assets lived behind closed doors — available only to banks, funds and the ultra-wealthy. Kairo exists to change that. We build the rails that let institutional assets move on public blockchains, transparently and compliantly, so anyone can participate.
Kairo Docs
Let's build open finance together
Whether you're an asset manager looking to tokenize, a protocol looking to integrate, or a distributor looking for yield — our team will get back within 48 hours.